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Low Doc Home Loans

The flexible home loan solution designed for you — so you and your family can keep up with your dreams.

Playful Family

Home Buyer

Whether you’re buying your first home or your tenth, our tailored finance solutions help seamlessly get you into your next place. 

Refinancer

Don’t get stuck with the wrong loan for 30 years. From unlocking equity to finding a better loan structure, we refinance your existing mortgage.

Property Investor

If you’re busy building your property portfolio or simply want a weekender, we help you climb your way up the property ladder.

Enjoy the Journey

Purchasing a home is an exciting milestone and should be an enjoyable journey, but it can quickly become stressful with all the paperwork and time-consuming requirements.

 

Securing a home loan in Australia can feel overwhelming if you don't have professional advice by your side, with the need to provide proof of income, asset documentation, and other paperwork that can slow down the process.

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At homeloans.finance, we make it easy for you to secure the funds you need to buy or refinance your dream home. We offer flexible home loans with tailored terms to your specific needs, without forcing you to provide all the complicated documentation that traditional banks often require.

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Our experienced team of mortgage specialists will guide you through the entire process, making it quick, easy, and stress-free from start to finish. 

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The approval process is straightforward and much faster than it takes a bank to approve, ensuring that you’re able to stay focused on what matters, getting into your new home!

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Don’t let the hassles of traditional lenders ruin your excitement. We're here to support you every step of the way, making your home loan or mortgage refinancing journey as smooth as possible.

Working from Home

Fast Finance

We understand that time is your most precious resource, so we are very proud to offer a 24-hour turnaround — you can grab hold of opportunities as they arise, rather than being limited by finance. 

Breakfast at Home

Flexible Criteria

We provide flexibility that traditional banks can’t. There are no blanket rules when assessing applications, so we will never ask you to measure up to outdated, rigid, and exclusionary lending criteria. Our lending criteria are flexible and inclusive.

Comfortably at Home

Bad Credit Home Loan

A bad credit score shouldn’t be a life sentence. People learn from their mistakes and bounce back stronger than ever. This is why we’re willing to back people with bad credit histories and give them a second chance. 

Family Time

Low Doc Home Loan

If you’re a seasonal employee, casual, entrepreneur, or self-employed, you’ll know all too well that getting a home loan is quite tricky. We can see how hard you work without it being put in writing! Our low-doc home loans don’t require traditional documentation.

Family in the Kitchen

Competitive Interest Rates

Our rates are based on your needs. They are determined by factors such as the LVR, loan amount, security, and repayment terms. There is no one-size-fits-all approach — we make sure your rate is tailored and optimised to suit you.

Family Viewing House

Customer-Centric Terms

If you’re willing to work towards your goals, we’re eager to help you get there! Our finance solutions are tailored around your finance requirements and goals, so we create loan terms that align with your aspirations and prioritise your needs.

Couple Staying Home

We’re Here For Everyone

We have a wide variety of lenders to choose from. Allowing you the opportunity for the best interest rates and a perfectly matched loan is what we're all about!

 

With the ability to provide finance to all types of Australians, you can be confident you’ll be matched with the perfect lender for your situation. Our lenders come in all shapes and sizes, so we’ve got an assortment of finance options at our fingertips. Whether it's traditional or private lenders, we're here to help get you matched with the best option that suits what you need!


Providing finance solutions to people from all walks of life is what we do. Whether you’re self-employed, have bad credit, earn seasonal income, or score 100% on paper, we can find you the right home loan with terms that suit your needs.

Get An Express Quote

If you’re ready to learn how we can help you, we’re ready to show you! Request your express quote, and we’ll be in touch to kickstart the journey.

Personal Information

Thank you for your application. We will be in contact soon.

Prefer to speak with someone over the phone?

 1300 661 173

Express Quote
Get In Touch
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CALL ï¡¹ 1300 661 173

OPERATING HOURS ï€—

7am - 11pm AEST, 7 days

Our Offices

Level 29, 

Chifley Tower
​2 Chifley Square
Sydney NSW 2000
Ph: 1300 661 173

27/101 Collins Street
Melbourne VIC 3000
Ph: 1300 661 173

2 Phillip Law Street
Canberra ACT 2601
Ph: 1300 661 173

6/111 Macquarie Street
Hobart TAS 7000
Ph: 1300 661 173

10 Eagle Street
Brisbane QLD 4000
Ph: 1300 661 173

28/140 St Georges Terrace

Perth WA 6000
Ph: 1300 661 173

Levels 24 and 30,
Westpac House

91 King William Street
Adelaide SA 5000
Ph: 1300 661 173

Level 1, Paspalis Centrepoint
48 -50 Smith Street Mall
Darwin NT 0800 
Ph: 1300 661 173

*DISCLAIMER: Please be advised that this site is a referral service only. The information within this website and all of its associated entities is general information and not accurate as it does not take into consideration your particular personal or commercial circumstances. All information that is electronically entered into this site by the applicant is done so with the full permission of the applicant in accordance of the privacy act. The applicant acknowledges that all details entered are true and correct as applicable by Australian law. The applicant further acknowledges that any false or misleading information will be reported to the police which is prosecutable under Australian law. Under the applicant’s duty of disclosure, the applicant declares that credit being applied is for commercial or business purposes only, or guarantees that funds are to be used outside the (NCCP) national consumer credit protection act of at least 51% commercial use. The applicant/s understand that their personal information will be collected and used as part of any credit assessment & underwriting process in consideration for any credit that their details can be exchanged to and from 3rd party entities and credit providers for the purposes any commercial credit terms. Terms, fees & conditions apply. Real-estate security essential with all loans. Always seek financial and legal advice before considering what's right for you or the appropriateness of any content within prior deciding what's right for your corporate entity or personal circumstances. Nil responsibility or liability is accepted by this organisation or its employees to any person or company for any loss or damages be it financial or otherwise whether caused by negligence or else arising by the incorrect use of any content within.​​

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